Disclaimer for Website

This website is owned by Barbara Hankins of 21st Century Wo/men (Women) and Catalyst for Change (referred to as ‘us’ or ‘we’ in these terms. This Disclaimer refers to our website and applies to each visitor to our website (referred to as ‘you’ or ‘your’ in these terms).

The website is designed to offer a free service in the same way that a public library provides a reference service, the only stipulation we ask is that you adhere to and pay due respect to our copyright and trademark. No warranty, condition, guarantee or representation expressed or implied is given in relation to the information contained on the website or to any website to which it is linked. Under no circumstances will we be liable for any loss or damage caused by your reliance on information obtained through our website.

Copyright and Trademark Notice

The contents of this site, including the design, but not limited to the text, graphics and materials herein and their arrangements, unless otherwise noted, are Copyright 1994-2020 and beyond of Barbara Hankins of 21st Century Wo/men. If you wish to use any part of the information contained on the site we would ask that you respect our copyright and always quote the source if and when you use it.

The references on the site to MIA™ (‘Motivating the Individual to Achieve’) are the copyright 1994-2020 and beyond of Barbara Hankins MSc who is the Founder of both 21 st Century Wo/men (Women) and Catalyst for Change. We would ask that you respect this copyright and always.